Bank anywhere. Apply for a loan in minutes.

Start a fully online loan application on your schedule through a clear, secure experience – no line, no wait.

OLOnline Loans 2424/7 Online Loan Application SASecure Access

*Applications remain subject to PRB eligibility requirements, credit review, and final approval.

Consumer and business financing

Fast loans. Low rates. Real results.

Fuel your business, finance your education, or explore low-rate salary loans through your employer. A clearer, paper-light application journey starts here.

Apply Online in Minutes Calculate Your Rate

FAClear Application Steps* LRCompetitive Loan Rates* BFConsumer & Business Funding

*Rates and approval depend on the selected product, employer program, and PRB credit assessment.

Institution Supported Salary Loan

Institution Supported Salary Loan (ISSL). The ultimate employee benefit costs employers nothing.

Give your workforce financial peace of mind. Enrolling your company may unlock 10%-12% low-rate salary loans and hassle-free financing for eligible employees.

Employees: Check Eligibility Employers: Request Info

%Special ISSL Rate: 10%-12% APR*

*ISSL rates vary by borrower classification and remain subject to PRB credit assessment, eligibility, and final approval.

Rooted in MajuroLocal service designed around Pacific communities

Modern accessBanking support through phone, computer, and branch

Practical productsOptions for individuals, families, and organizations

Built for trustClear information, responsible claims, and human support

Deposit products

Make every dollar work harder.

Compare the account purpose, key benefits, tier requirements, and fees in one place. Select an account to update the complete product view.

Savings at a glance Start with as little as $100*

PRB Passbook Savings

Grow your savings with competitive rates.

Earn up to 1.00% p.a.*

Watch your money work harder for you. The PRB Passbook Savings Account combines familiar passbook security with tiered interest rates up to 1.00% p.a.

Open a Savings Account

*Rates, balance requirements, fees, and product terms are subject to change. Please contact PRB for current information.

Financing for real life

A clearer path from goal to next step.

Compare personal, salary-backed, pension-backed, and lease-revenue financing options, with clear next steps for applying or estimating a payment.

01 / PERSONAL AND BUSINESS

Fast loans. Low rates. Real results.

Finance personal goals, education, or business growth through a simpler application journey and clearer product guidance.

Apply Now Loan Calculator

02 / ISSL

Lock in Preferential 10%–12% Rates.

Working for an enrolled employer? Unlock our lowest interest rates (10%–12% p.a.), simplified paperwork, and fast-track digital approval directly backed by your payroll!

10%–12% APR Fast Payroll Approval

03 / MISSA PENSION

Turn Your Pension Into Instant Cash.

Leverage your monthly MISSA pension checks to secure fast, reliable financing at an exclusive 12.35% p.a. interest rate. Perfect for personal goals and unexpected expenses!

12.35% APR MISSA Backed

04 / LEASE & RENTAL REVENUE

Unlock Cash From Your Property Revenues.

Don’t let your rental income sit idle. Use your active land leases and rental revenues as collateral to secure high-value funding at competitive 12%–14% p.a. interest rates.

12%–14% APR Lease Revenue Collateral

Who we are

A modern bank for a resilient Pacific future.

Pacific Regional Bank combines local understanding, responsible service, and modern access for the Marshallese community and the wider region.

Established in the RMI in 2023

Rooted in Majuro. Built for what comes next.

Established in the Republic of the Marshall Islands in 2023, Pacific Regional Bank is dedicated to serving the unique financial needs of the Marshallese community and the broader Pacific region.

We offer modern, reliable banking services designed to empower individuals, expand businesses, and uplift local livelihoods. Through strong partnerships and dedicated service, Pacific Regional Bank remains a steadfast ally in building a strong, resilient economic future for our islands.

Our vision

A bank the Pacific trusts.

To be the bank that the people of the Pacific Region trust to take care of all their personal and business banking needs.

Our mission

Progress through partnership.

To help the Republic of the Marshall Islands, its people and businesses, in building a bigger and brighter future by providing highly professional banking services and by working in partnership with the community, private businesses and individuals.

Our core values

Excellence and LeadershipSocial AwarenessPersonalized Service and Customer SatisfactionDedicated EmployeesConsultation and sharing of ideasOrderly and sanitary working conditions

Board, Management and Organizational Structure

Alvin Joey M. Delos SantosChairman of the Board

Robert PinhoVice-Chairman of the Board

Colette Marie ReimersCorporate Secretary

Lorraine KramerCorporate Treasurer

Jerry KramerBoard Member

Kenneth KramerBoard Member

Senior Officers and Employees

Deborah K. ShoniberCEO

Ciarah L GomezAsst. Compliance Officer

Evonie Rose L Ta-alaInternal Auditor

Julian B. NeriChief Accountant

Sheryl Ann Rose G TurnerOperations Manager

Yves C CorderoIT Manager

Allan NoteChief Compliance Officer

Tamioko Carrie CandleAccountant

Gerard AnuntakNew Accounts Officer

Junior DoctorLoan Officer

Sharlin MatthewSenior Loan Officer

Irah AllenTeller

Maynard MilneTeller

Akilome MorrisHead Cashier/ Head Teller

Jesse KabuaCollection Officer

Malisa JorlangTeller

Visit or contact PRB

Local support, right here in Majuro.

Speak with the PRB team about accounts, applications, eligibility, current rates, product terms, or partner offers.

Pacific Regional BankG/F Lokojabrear Building, Amata Kabua Blvd., Majuro, Marshall Islands 96960